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Bulletin Board Offshore Boffin’s Bulletin Board is for subscribers to discuss issues of common interest with other members of the offshore investment community
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| 19/03/2003 00016:18:26 | > [Sigma] Royal Skandia |
| 08/08/2003 00011:42:15 | > [anonymous] |
| 22/03/2004 00013:55:37 | > [anonymous] Royal Skandia - Awful Customer Service |
| 22/03/2004 00020:53:54 | > [anonymous] talk to an IFA |
| 21/12/2007 00013:06:38 | > [anonymous] Was not too impressed |
| | [Mk] Hello, I am British living in France for the last five years. I have recently been offered the above programme by a well known intermediary despite the fact that this is not available for French residents. Does anyone have any ideas ? |
| 19/03/2003 00012:12:11 | > [Sigma] Brit living in France |
| | > Bear in mind that you are domiciled outside France and that you may return to the UK at some point or live elsewhere. Almost all providers of offshore products be them savings or singlre premium products are not authorised to sell to French nationals/residents. The license is expensive and takes too long. However there is a grey area in most European countries for expats and third country nationals. In other words many Financial Authorities turn a blind eye to this community as they believe it to be fairly small and as long as the provider does not market to the local population then it is OK - ish. Hansard are one of the most expensive providers in the offshore market and do not even have authorisation in the UK unlike many others.I would suggest that you look at other investments where you are not locked in for a specific period. Possibly offshore OEICs or SICAVS. |
| 19/08/2003 00004:47:14 | > [anonymous] |
| | >
The charges on Hansard are outrages. I am also having a spot of bother getting 2 people their money back-dodgy broker backed by an equally dodgy provider I'm afraid |
| 05/01/2004 00017:30:25 | > [anonymous] Hansard |
| | > The Universal Retirement Programme is probably one of the most expensive savings plans available.
If possible you should look for an alternative low charging savings plan, there are several very good ones out there.
The only other real alternative is to save up your monthly premiums until they reach an acceptable level, say £5000, and make ad hoc deposits into a single premium investment plan.
I use this method and I am very happy with the regular level of returns I am achieving. I also feel very secure as my returns are guaranteed by a major UK Clearing Bank.
I hope this helps. Gabriela
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| 19/08/2003 00004:53:24 | > [anonymous] GAM |
| 12/01/2005 00008:28:11 | > [anonymous] Where's the best place to leave my money? |
| 06/05/2006 00007:35:32 | > [anonymous] Royal Skandia vs Canada Life |
| 24/01/2007 00017:19:49 | > [anonymous] |
| 21/12/2009 00020:21:39 | > [anonymous] |
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